All you need to know about loans for opening new businesses. Let’s see what are the best solutions in circulation, with the characteristics of these loans, from the requirements necessary to be able to request them at the economic conditions offered. So let’s see how to apply for funding to open a store or any other new business .
Business loans for shop opening: zero interest loans for new commercial activity
If you are interested in opening a new store or any other business , then you are probably also looking for a loan that allows you to deal with all related expenses. In this article we want to present the best solutions, which we will analyze the required requirements and the economic conditions offered. ” New zero-interest companies ” is the project promoted with the aim of encouraging the development of new commercial activities and more. This is an excellent opportunity that allows you to receive the money you need to carry out your project on extremely advantageous terms. The categories of customers to whom the Business loans are offered for the opening of new stores and other activities are those of young people and women . So the fundamental requirement that is required is that the company that wants to be constituted must necessarily be composed mainly of women or young people between the ages of 18 and 35 .
In this way a great help is given to those who unfortunately nowadays find many difficulties in the realization of their dreams. There are several advantages of Business loans for the opening of shops and other commercial activities. First of all, there are no economic requirements . This is a great advantage especially for young people, given that the latter are hardly able to present the economic guarantees that are usually required in the case of classic personal loans. Another very important advantage is that the one offered by is a zero interest loan . Therefore, besides being an excellent opportunity for all those interested in opening a shop or another business, it is also an extremely convenient loan. Zero-interest loans are among the best in circulation, as interest spending is usually the one that increases the cost of our financing. As for the amount that can be requested, it is specified how to finance expenditure projects that can even go up to 1.5 million euros . Of the total expenditure finances 75% , while the remaining part will have to be co-financed by the company, also through bank loans.
This is why the funding offered by to young people and women is always in demand. Therefore, if you are interested in starting a new business, we advise you to proceed as soon as possible with the presentation of the application . To do this simply connect to the website and fill out the form relating to zero interest loans for new companies. Then you will need to register by indicating your email address. Once logged in, you can proceed with the request, entering your data, the amount of money you need and the detailed business plan of the project you intend to implement and all the necessary documentation. In order to complete the request you will need a certified e- mail address ( PEC ) and digital signature , which will allow you to identify yourself in total security. To be decisive for the successful outcome of the request is the goodness of the project, so the applicant will have to show that he deserves this great funding opportunity offered by .
Loans for new companies: requirements and how to apply for the loan
Among the main banks that offer their customers specific forms of financing for those interested in starting new businesses. For this reason we advise you to keep an eye on the product that takes the name of ” Start Up “, which was born with the aim of supporting new business ideas. Unlike the loan option we analyzed in the previous paragraphs, in this case no restrictions on the age or gender of employees are specified. The requisites required by to access the financing for new companies are different. First of all, registration with the Chamber of Commerce, Industry, Crafts and Agriculture is required for no more than 21 months. Furthermore, the release of the eligible guarantee must be at least 60% of the loans or loans granted. Finally, it is necessary to demonstrate that at least 30% of the investment plan to be implemented is financed by own means.
The sum of money that can be requested with the start-up loans will be lower than that applied to but still rather high, since it can reach up to 100,000 euros . Regarding the duration of the loan, this can be chosen by the customer at the time of the request based on the amount requested and their needs. In particular, the duration can be up to a maximum of 7 years , with the opportunity also to choose between monthly, quarterly and semi-annual installments. Precisely this freedom of choice in the repayment plan is a feature that makes loans for new business even more interesting.
So if you are interested in this form of loan, we recommend that you make an appointment at the branch to discuss your situation and the financing you need with a consultant who will advise you in the best way. Visiting the site you can fix your appointment by choosing from the map the office closest to your home. Before going to the branch, we advise you to prepare a business plan in which you present in detail the entrepreneurial project you want to start and all the expenses to be faced for the realization of the same. If this is an actual project, then you will most likely have no problem getting the financing you need. As we have already said, for this type of financing the demonstration of competence by the client presenting the request for funding is vital, which will have to convince the bank that its project is actually valid. In this way you can finally open the store that you dream of, or any other business to make a change in your working life.